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websnail
Joined: 26 Oct 2010
Posts: 78
Location: West Sussex
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 Posted: Tue Aug 02, 2011 10:11 pm Post subject: Independent valuer |
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| Hi all, my insurance company (Footman James) requires an independent valuer for insurance purposes, 'agreed value'. What do you guys do? |
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nqtraderman
Joined: 11 Apr 2011
Posts: 66
Location: Southport, Merseyside
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| Posted: Wed Aug 03, 2011 8:10 am Post subject: |
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Contact your owners club and see if they will do it, if not contact a member with extensive experience of your cars model and ask them ?
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Owner of a 1953 Sunbeam Alpine |
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Phil - Nottingham
Joined: 01 Jan 2008
Posts: 1252
Location: Nottingham
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| Posted: Wed Aug 03, 2011 6:17 pm Post subject: |
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A lot of classic car policies require club membership and the policy will be invalidated without it
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Rover P2
Rover P4
Rover P5 & P5B
Land Rover S2 & S3
Morris Mini Traveller Mk2 |
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Rick
Site Admin
Joined: 27 Apr 2005
Posts: 22778
Location: UK
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websnail
Joined: 26 Oct 2010
Posts: 78
Location: West Sussex
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| Posted: Wed Aug 03, 2011 9:42 pm Post subject: |
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| Phil - Nottingham wrote: | | A lot of classic car policies require club membership and the policy will be invalidated without it |
Yep, been a member for years. They have offered to do one but they're based up north and I'm on the south coast  
A local garage will be asked, I think |
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lowdrag
Joined: 10 Apr 2009
Posts: 1600
Location: Le Mans
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| Posted: Thu Aug 04, 2011 7:28 am Post subject: |
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| Phil - Nottingham wrote: | | A lot of classic car policies require club membership and the policy will be invalidated without it |
Yet another urban myth I'm afraid. Some insurers do ask if you are a club member and that gets you a discount, but it isn't a requirement for insurance purposes.
However, a valuation can be carried out by a club specialist or a marque specialist. For two of my cars, because of their rarity, the only real person who could give a valuation is he who built them, not a club official. Similarly (not knowing what make of car we are referring to here) there is surely a specialist garage who can give a valuation for a reasonable fee? |
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Riley Blue
Joined: 18 Jun 2008
Posts: 1751
Location: Derbyshire
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| Posted: Thu Aug 04, 2011 11:32 am Post subject: |
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| lowdrag wrote: | | Phil - Nottingham wrote: | | A lot of classic car policies require club membership and the policy will be invalidated without it |
Yet another urban myth I'm afraid. Some insurers do ask if you are a club member and that gets you a discount, but it isn't a requirement for insurance purposes.
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Correct. Also some insurers pay a commission to clubs from premiums received from members. |
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Phil - Nottingham
Joined: 01 Jan 2008
Posts: 1252
Location: Nottingham
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| Posted: Thu Aug 04, 2011 6:49 pm Post subject: |
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Its a good faith requirement for the contract with the insurer - you break it they can break their side too and not pay out - it is also fraud when you say you have it and you do not
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Rover P2
Rover P4
Rover P5 & P5B
Land Rover S2 & S3
Morris Mini Traveller Mk2 |
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