Classic cars forum & vehicle restoration.
|
|
| Author |
Message |
buzzy bee
Guest
|
 Posted: Tue Jan 16, 2007 9:29 pm Post subject: Insurance? |
 |
|
Hi
Any ideas on insurance for classics for a 21 year old? I have been looking but aparently you don't own classics untill you are 25 according to the insurers, I have tried to tell them I do but they won't listen!?
Also is there any particualar way/company to insure more than one classic/car, ie fleet, multicar, trade etc?
How does everyone else cope with insuring there collections?
Cheers
Dave |
|
| Back to top |
|
 |
chimpchoker
Guest
|
| Posted: Tue Jan 30, 2007 8:13 pm Post subject: Re: Insurance? |
|
|
| buzzy bee wrote: | Hi
Any ideas on insurance for classics for a 21 year old? I have been looking but aparently you don't own classics untill you are 25 according to the insurers, I have tried to tell them I do but they won't listen!?
Also is there any particualar way/company to insure more than one classic/car, ie fleet, multicar, trade etc?
How does everyone else cope with insuring there collections?
Cheers
Dave |
Oh buzzy bee, a man after my own heart. I'm sick to the back teeth with bloody insurance.
As I've said else where in my personal intro I rebuilt a mini rio for my son to learn to drive in and the cheapest quote is £1500 TPFT or there abouts........it changes daily.
My wife and I are both advanced drivers so he would be taught the same way and still we can't get it cheaper. There are a few companies that do multi car policies but only for one driver which is out for us.
Also you have to build up NCB on each car now so although I have max NCB on my miggy I don't on the mini so for me to insure it the cost would be virtually the same as for the son. Footman James don't touch under 25's or cars under 15 years old.
The best thoughts that I've come up with is finding an insurance risk taker like those at Lloyds of london etc and see if they will insure the car for say £250 but with a claim excess of say £1000 or £1500 so in essence any bangs and he doesn't claim but he then has third party cover for accidents etc. |
|
| Back to top |
|
|
admin
Joined: 07 Apr 2005
Posts: 925
|
| Posted: Tue Jan 30, 2007 8:43 pm Post subject: |
|
|
Hi Chimpchoker
Glad to have you on board, thanks for also putting the intro post on here - great pics!! the Jag looks great, always wanted a Mk2 myself 
Sorry I don't have any solutions for the insurance thing! 
Rick |
|
| Back to top |
|
|
buzzy bee
Guest
|
| Posted: Tue Jan 30, 2007 10:14 pm Post subject: |
|
|
Yeah I have payed thousands for insurance, I am down to about 5 or 600 pounds now wich is quite cheap, but was wondering now I am 21 if I could get insurance on my two minis, pickup soon and maybe a bike when I get to buy one, under one policy. Else it is going to cost me between 1500 and 2000, and if I buy anything else on top, who knows!!
I tryed to go with insurance policies for classic car before I was 21 and was told that "people under 21 don't own classics", I must be the odd one out! Stupid really!
I know it is all because of my careless friends that keep crashing and laughing about it, not understanding it is effecting me too, in the long run!! 
Phew!! Rant over and I feel batter!!
Cheers
Dave  |
|
| Back to top |
|
|
dpr
Guest
|
|
| Back to top |
|
|
|
|
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
|
php BB powered © php BB Grp.
|
FAQ
Search
Memberlist
Usergroups
Profile
Log in to check your private messages
Log in
