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Urgently need help with one day insurance
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Dollina



Joined: 13 Oct 2008
Posts: 25

PostPosted: Mon Oct 20, 2008 8:58 pm    Post subject: Urgently need help with one day insurance Reply with quote

I'm meant to be doing a test drive this weekend (private seller) but I don't have insurance. I'm covered for my partners company car and can drive my parents cars but don't have my own car. I may buy this car and have a five/six hour drive home so I'm not prepared to take any risks.

A few folk I've looked at so far won't cover classic cars(needs to be for 1960) and I've only had a full licence for two years. Eg adrian flux, it must be five years

Can anyone think of a good company who fits all my needs?

Would appreciate prompt responses as I only have a few days to arrange this. Shocked
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jensen541



Joined: 03 Dec 2007
Posts: 56

PostPosted: Mon Oct 20, 2008 9:12 pm    Post subject: Reply with quote

www.daycover.com or google one day car insurance.

Brian
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Dollina



Joined: 13 Oct 2008
Posts: 25

PostPosted: Tue Oct 21, 2008 2:50 pm    Post subject: Reply with quote

Nope, they won't do it. Nor will amny others.

How do people get cover to do test drives of private cars?!?

Are they all breaking the law??

Help!
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Rick
Site Admin


Joined: 27 Apr 2005
Posts: 22812
Location: UK

PostPosted: Tue Oct 21, 2008 3:08 pm    Post subject: Reply with quote

I guess most people test driving cars will have insurance in their own names, probably on a modern car, and undertake a test drive using the basic third party cover that many policies come with, to cater for driving other people's cars with their permission.

Sorry that doesn't help your situation though, all I can suggest is arranging your own policy on the car if you buy it, and going back for it later Confused

I don't know if insurers are open on Saturdays, but could you have an insurer's details with you, and if you decide to buy the car, could you phone them up and arrange the necessary ins there and then, to cover your drive home? bearing in mind that classic policies tend to require that you have a 'normal' policy running alongside.

Rick
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Dollina



Joined: 13 Oct 2008
Posts: 25

PostPosted: Tue Oct 21, 2008 3:17 pm    Post subject: Reply with quote

Cheers for that. Lots of reputable firms have dissapointed me today. Footman seem to be the best so far.

How have other people here found them?
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mid



Joined: 10 Jun 2008
Posts: 136
Location: Northampton

PostPosted: Tue Oct 21, 2008 4:12 pm    Post subject: Reply with quote

I have 4 cars insured through footman - all on one policy. never had to claim though so cant comment how they fair up then.

personally thought they were very reasonable but you have to get the right department for the type of car you want to insure or for the type of use!
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peppiB



Joined: 30 Jun 2008
Posts: 686
Location: Newcastle upon Tyne

PostPosted: Tue Oct 21, 2008 6:14 pm    Post subject: Reply with quote

I have one of my classics insured through footman and have found them helpful. Again, I have never had to make a claim so can't comment on their after accident service
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SV8Predator



Joined: 24 Aug 2008
Posts: 137
Location: Further up the creek

PostPosted: Tue Oct 21, 2008 10:34 pm    Post subject: Reply with quote

Quote:
I'm covered for my partners company car and can drive my parents cars but don't have my own car. I may buy this car and have a five/six hour drive home so I'm not prepared to take any risks


I presume your partner is going with you? Get he/she to do the one-day insurance thang and then he/she drives it home.
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Dollina



Joined: 13 Oct 2008
Posts: 25

PostPosted: Wed Oct 22, 2008 11:01 am    Post subject: Reply with quote

But....but...but.... Crying or Very sad I WANNA DRIVE IT HOME!!! Crying or Very sad

That is, if we buy it!!(Mustn't fall in love with first car I see.......) Wink
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