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mikeC

Joined: 31 Jul 2009 Posts: 1809 Location: Market Warsop, Nottinghamshire
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Posted: Thu Sep 25, 2014 7:05 pm Post subject: Buying and selling cars |
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Has anyone grasped the technicalities of the new legislation coming in to force on 1st October?
When a car is sold, the seller will now surrender the old licence (except there will be no tax disc to surrender!), and the new owner will have to make a new application. But how will it work? If I buy a car privately, I can arrange for insurance cover beforehand, and I then trot down to the nearest Post Office with my application... only to find that the Post Office cannot process it, because the DVLA computer is still showing the vehicle as licenced.
Why? Because the vendor is sitting at home with a nice wedge of cash that I have just given him, but he has not yet put the Registration Document in the post - or even if he has, DVLA certainly haven't received it yet! In fact DVLA are likely to take several days, weeks even, to process the change.
So can I not have my car until DVLA has sent me the new Registration Document? And does someone - who? - have to declare SORN in the meantime?
It strikes me this has not been thought through at all. But perhaps all the above is just rubbish, and it will, in fact, be possible to pay straight away, in which case what a crafty way for the Government to get double revenue for the month in which the sale occurs! |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Thu Sep 25, 2014 7:50 pm Post subject: |
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It's all done with the V5, when the seller sends back the v5 this generates the refund, the buyer can tax the vehicle straight away with the v5 buyer supplement, this can be done online or by phone.
Yes the DVLA will get double bubble for the month that the vehicle is sold.
Dave |
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mikeC

Joined: 31 Jul 2009 Posts: 1809 Location: Market Warsop, Nottinghamshire
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Posted: Thu Sep 25, 2014 7:56 pm Post subject: |
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ukdave2002 wrote: | ... the buyer can tax the vehicle straight away with the v5 buyer supplement, this can be done online or by phone...
Dave |
Forgive me for being sceptical, but I can just see the Post Office clerk saying sorry, can't tax it, it's already taxed according to the computer
As for doing it online or by phone; not everyone has internet facilities whilst out (I don't) and as for communicating with DVLA by phone, have you ever tried that? |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Thu Sep 25, 2014 8:43 pm Post subject: |
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you wont have a problem at the PO, the systems will allow duplicate taxing ( funny that )and the phone lines are different to the normal DVLA lines, it's all automated and the number of lines will throttle up to meet demand.
The issues as I see it will be for folk who don't use the Internet and won't like using an automated telephone system; they will be limited to using post offices, so won't be able to tax out of hours.
There are other authorities who use the disc as a way of recognising consesions, ie free parking for disabled people, what will they do?
People who drive fleet or hire cars, will have to check on line to see if a vehicle was taxed.
Finally I don't like the fact that insurance is no longer required to tax a vehicle, just doesn't feel right.
Cheers
Dave |
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mikeC

Joined: 31 Jul 2009 Posts: 1809 Location: Market Warsop, Nottinghamshire
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Posted: Thu Sep 25, 2014 9:55 pm Post subject: |
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ukdave2002 wrote: |
...Finally I don't like the fact that insurance is no longer required to tax a vehicle, just doesn't feel right.
Cheers
Dave |
????????????
Surely the DVLA computer has to recognise insurance cover before the car can be taxed? |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Fri Sep 26, 2014 6:04 am Post subject: |
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mikeC wrote: | ukdave2002 wrote: |
...Finally I don't like the fact that insurance is no longer required to tax a vehicle, just doesn't feel right.
Cheers
Dave |
????????????
Surely the DVLA computer has to recognise insurance cover before the car can be taxed? |
Nope the requirement to have insurance to tax a vehicle was dropped about a year ago....... |
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MikeEdwards
Joined: 25 May 2011 Posts: 2707 Location: South Cheshire
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Posted: Fri Sep 26, 2014 10:22 am Post subject: |
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ukdave2002 wrote: | Nope the requirement to have insurance to tax a vehicle was dropped about a year ago....... |
I wasn't aware of that - I know there is no need to take proof of insurance if you go to a PO to tax, but I thought that was because it's checked electronically against MID. The opening page of the DVLA tax application site still says:
"For a new tax disc DVLA electronically checks that the vehicle has an MOT test certificate or GVT certificate, entitlement to disability exemption and insurance, as appropriate" |
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Penman
Joined: 23 Nov 2007 Posts: 4859 Location: Swindon, Wilts.
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Posted: Fri Sep 26, 2014 11:00 am Post subject: |
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Hi
How does that work considering there is a requirement for continuous insurance, unlesss sorned, whether on the road or not. _________________ Bristols should always come in pairs.
Any 2 from:-
Straight 6
V8 V10 |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Fri Sep 26, 2014 4:04 pm Post subject: |
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Penman wrote: | Hi
How does that work considering there is a requirement for continuous insurance, unlesss sorned, whether on the road or not. |
You still have to have insurance; it just isn't checked anymore when getting vehicle tax, in the same way that no insurance wouldn't stop you getting an MOT.
A backward step imho
Dave |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Fri Sep 26, 2014 4:05 pm Post subject: |
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Penman wrote: | Hi
How does that work considering there is a requirement for continuous insurance, unlesss sorned, whether on the road or not. |
You still have to have insurance; it just isn't checked anymore when getting vehicle tax, in the same way that no insurance wouldn't stop you getting an MOT.
A backward step imho
Dave |
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mikeC

Joined: 31 Jul 2009 Posts: 1809 Location: Market Warsop, Nottinghamshire
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Posted: Fri Sep 26, 2014 5:52 pm Post subject: |
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So why have I had to provide evidence of insurance in order to register a newly imported car? |
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ukdave2002
Joined: 23 Nov 2007 Posts: 4236 Location: South Cheshire
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Posted: Fri Sep 26, 2014 6:41 pm Post subject: |
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mikeC wrote: | So why have I had to provide evidence of insurance in order to register a newly imported car? |
No idea!  |
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Bitumen Boy
Joined: 26 Jan 2012 Posts: 1763 Location: Above the snow line in old Monmouthshire
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Posted: Sat Sep 27, 2014 4:24 pm Post subject: |
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ukdave2002 wrote: | mikeC wrote: | So why have I had to provide evidence of insurance in order to register a newly imported car? |
No idea!  |
The same way there are an odd few classics running around without windscreen washers that should have had them fitted years ago - the people enforcing the rules don't necessarily read all the bumf that comes from head office, or remember it if they do. At least it proves there's still a human at work somewhere in the system  |
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Bitumen Boy
Joined: 26 Jan 2012 Posts: 1763 Location: Above the snow line in old Monmouthshire
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Posted: Thu Oct 02, 2014 1:11 pm Post subject: |
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Now, I'm not sure how it relates to tax-exempt classics, but the other night I thought of a possible way to cover yourself on this one without using the internet or an automated phone system. If you can still tax by post, all you really need to do is write a cheque dated the day you buy the vehicle and stick it in the post with the new keeper supplement of the V5 to get the tax sorted out - I'd like to bet they'll cash the cheque days or weeks before they get round to registering the transfer and issuing a new V5. You do of course need to know the correct rate of tax - which used to be on the tax disc - but if all else fails you should be able to look it up on the 'net beforehand. |
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