Classic cars forum & vehicle restoration.

Ironhead · Joined: 28 Mar 2010 Posts: 458 Location: Leicestershire

just been quoted £194 for my Herald convertible,which i feel is on the dear side.i know there's loads of companies out there,but any recommendations please?Compared to that,i was quoted £118 for my Harley-Davidson,which i think is good!Nearly forgot,both quotes are from Carole Nash.

smiffy220 · Posted: Mon Mar 14, 2011 11:01 pm Post subject:

There are lots of classic car insurers out there, I use RH Insurance (however I do work for Equity Red Star who own them), but they're usually pretty good, I pay £107 a year for my Manta.
Have heard Lancaster are reasonable too. You could try finding a broker in your area to see what they come up with, they might have access to other markets.
I'd say you could do cheaper than that though yes.
Dave
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Born to rally, forced to work!

1980 Opel Manta 2.0 SR Berlinetta
1934 Morris Cowley Four (my late fathers)

Penman · Joined: 23 Nov 2007 Posts: 4880 Location: Swindon, Wilts.

Hi
It is actually quite difficult to say if this is good or bad.

£194 Full Comp, with no NCB and unlimited mileage would be fantastic.

£194 Full Comp with say 80% NCB and 2000 miles pa could be extortionate.

Garaged or ungaraged?

Brixton and East Lancs for instance will be high premium areas other more salubrious areas will be cheaper.
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Bristols should always come in pairs.

Any 2 from:-
Straight 6
V8 V10

michael1703 · Joined: 22 Jul 2009 Posts: 349 Location: suffolk

barry grainger are good

http://www.barrygraingerinsurance.co.uk/

Jim.Walker · Joined: 27 Dec 2008 Posts: 1229 Location: Chesterfield

Presumably Carol Nash have included British and European break down/get you home cover which would make it more realistic. However, for a comparison, cover for my two litre Triumph Gentry (2L Vitesse in disguise) is £106 per year fully comp. from Carol Nash with said breakdown cover and £3500 guaranteed value ( I only asked for £3000 - they added the extra £500 when photos were submitted). It is only 3000 miles limited mileage though.
As for the breakdown cover provided by Carol Nash, the bike also being insured by them. As I was boarding the ferry with my Triumph 5TA bike leaving the I.O.M last year my clutch cable snapped. I rang from the ferry and there was a recovery van on the dockside when I reached Liverpool and the driver opted to take me home to Chesterfield rather than keep me waiting while the cable was replaced, which means taking the end off the gearbox on that model.
Wonderful service! I saved a couple of gallons of petrol AND arrived home before my mates who seemed to have taken a rather roundabout route without me.
Jim.
P.S. I didn't really save the cost of the petrol because I gave it the recovery man for his wonderful help!
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Quote from my late Dad:- You only need a woman and a car and you have all the problems you
are ever likely to want". Computers had not been invented then!

Ironhead · Joined: 28 Mar 2010 Posts: 458 Location: Leicestershire

thanks for the replies lads.the car is garaged,i live in a decent area,and the mileage is for 3000 miles.i've been happy with CN so far,so i'll give them another call to see if they can come up with something better!

smiffy220 · Posted: Tue Mar 15, 2011 11:14 pm Post subject:

I would usually think of Carole Nash as a bike insurer, so maybe they don't have so many markets for classic cars. They are only a broker for a Lloyds Syndicate however, so if I was you, and you're happy with their service, I would get some alternative quotes FIRST on 3000 limited mileage, then ring them to see if they'll match it! That way you'll get a better deal and you can stay with the insurer of your choice.

Dave
(Senior Underwriter for Equity Red Star)
_________________
Born to rally, forced to work!

1980 Opel Manta 2.0 SR Berlinetta
1934 Morris Cowley Four (my late fathers)

Richard H · Joined: 03 Apr 2009 Posts: 2154 Location: Lincolnshire, UK

RH/Equity Red Star. Great if you're over 25...

clan chieftain · Joined: 05 Apr 2008 Posts: 2041 Location: Motherwell

I have been with Footman James for ages.£94 fully comp. You can have more than one car on the same policy for not much more. I have a 3000 mile limit......but who ever checks it.
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The Clan Chieftain

smiffy220 · Posted: Tue Mar 15, 2011 11:55 pm Post subject:

buzzy bee · Joined: 23 Nov 2007 Posts: 3382 Location: South Cheshire

Hi

I am thinking of changing all my insurance to NFU, I got quotes for some of the stuff the other day and of the old stuff the dearest was about £95 a year. I also like I can go into town, and walk into the office, instead of phoning india, and being asked to press 1 then 4, then 8, then 2.... press 1 if you think you have made a mistake as this is no longer a valid option. Oooo it anoys me that does!

Cheers

Dave

Inglewood · Posted: Wed Mar 16, 2011 12:08 am Post subject:

Try Lancaster & Peter Best

buzzy bee · Joined: 23 Nov 2007 Posts: 3382 Location: South Cheshire

Fluffle-Valve · Posted: Wed Mar 16, 2011 12:23 am Post subject:

I've been with "Footman James" for about 23 years now and never had trouble with them. My Land Rover Series 3 costs me £102 a year fully comp and with breakdown cover.
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Series 3 1972 LWB Truck Cab Pick Up. My daily drive.

Scotty · Joined: 23 Nov 2007 Posts: 883

I've been with RH for 15 years and last years renewal for the Chevrolet was £120 comprehensive - garaged, semi-rural, 56 year old driver, 3000 miles per year.

I had a "no-fault" bump in the car two years ago and the company pursued the third party very efficiently to recoup the repair costs - and then recovered my excess without me even asking for help. Very Happy