Classic cars forum & vehicle restoration.

clan chieftain · Joined: 05 Apr 2008 Posts: 2041 Location: Motherwell

If you were to hit a cyclist and damage his expensive bike e.g Bradley Wiggins can he claim your insurance because if a cyclist damages your car you would have to take out a private lawsuit against them. Should cyclists have some sort of insurance.
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Rick · Site Admin Joined: 27 Apr 2005 Posts: 22840 Location: UK

I think there's enough regulation around as it is, I wouldn't vote for them needing insurance (or any form of registration that would no doubt also be required).

RJ
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Bitumen Boy · Posted: Sun Dec 09, 2012 5:13 pm Post subject:

I'm with Rick on this one. Yes it could be useful in some ways but when you think what it would take to set up another huge bureaucracy to administer it, how much police time would be spent enforcing it (rather than investigating more serious and complex crimes) and just how much us mugs would have to pay for all then it just doesn't look very attractive. Not to mention how much larger the already bloated insurance industry could grow on the back of it Shocked

victor 101 · Joined: 03 Apr 2009 Posts: 446 Location: East Yorkshire

Yeah, insurance for bikes, and supermarket trollies.

buzzy bee · Joined: 23 Nov 2007 Posts: 3382 Location: South Cheshire

I did have insurance for the 1879 Penny, and a lot of the more expensive bicycles are covered, just due tot he expense of replacement. The Penny I had turned out to be pretty much irreplaceable, hence me buying a replica to ride on a regular basis. The Old one is now in a Museum/private Collection in Holland. As much as I dislike seeing things in static displays, sometimes, when they are one offs, very rare, it is the best place for them, especially when they are unrestored and rather delicate.

Cheers

Dave

Riley Blue · Joined: 18 Jun 2008 Posts: 1751 Location: Derbyshire

I think all road vehicles should be insured. Just because they don't have an engine doesn't mean they cause damage or injury. As for licensing bicycles, I'm sure I've seen small number plates on the rear mudguard in one country or other but can't remember where (it was a long time ago).

Scotty · Joined: 23 Nov 2007 Posts: 883

Yes - in the City of Glasgow I find many cyclists aggressive, confrontational and the vehicle driver is at fault every time! Confused

mistericeman · Posted: Sun Dec 09, 2012 9:43 pm Post subject:

http://www.youtube.com/watch?v=HLzGj10fg2g

Not sure "most cyclists" need insurance BUT if they do, then so do horse riders ...

colwyn500 · Joined: 21 Oct 2012 Posts: 1745 Location: Nairn, Scotland

It might be a good idea if bicycles could be covered on your car insurance by ticking a box. It couldn't make that much difference to the premium (at first ).

Like many others, I am a regular cyclist as well as a car driver. I do think it helps my understanding of the other when driving or cycling.

I think that the cycling interest organisations rightly protect cycling from compulsory insurance, helmet-wearing or other statutory controls in the same way that we old car owners fiercely protect our freedoms.